With a leettle expert advice, we’ve decided the new roof can wait for a few years while we save up to pay for it in cash. If things get really bad, we may send Laylee and Magoo to live in the attic holding pots and pans. Maybe they’ll make friends with the rats who will one day repay Laylee by making her a beautiful ball gown, which I will subsequently tear to shreds.
So now, rather than adding a high interest second mortgage payment to our monthly expenses, we need to save an extra $400 per month for the next 3 years. I am personally scared spitless considering I feel like we’re living close to the edge of our income as it is.
I’ve started to institute some cost-saving measures around the house and wondered if you had any other ideas to help me out.
1. You’re just not that into it — You may think you are now, in light of the amazing sale going on at J.C. Penny. But take a moment before you buy that rhinestone encrusted t-shirt or 3 TBSP capacity motorized jell-o grinder.
-Picture yourself carrying the item home.
-Where will it go in your house?
-How often will you use it?
-Tug and pull at the fabric. Is it likely to stretch out wide and shrink to the flattering level of -just above your belly button with only a few washings?
-Do you have anything at home that could do the job just as well with a little creativity?
-Would you put it on your birthday wish list and be happy with it as your gift?
In the end, if you wouldn’t be tempted to buy it at full price, don’t snatch it up just because it’s on sale.
2. Just because the recipe says you need it, doesn’t mean you do — I have always been one for following a recipe to the letter, especially the first time around. If it says to buy Kalamata olives to the tune of $5 per jar, I listen to the recipe. Not anymore my friends. There are tons of great substitutions you can make. Also, the more you make from scratch, the more you save. It doesn’t have to be hard. This book is helping me immensely. I’m also saving a lot with The Grocery Game.
3. Form an accountability group, preferably with someone who is effected by your spending habits — Dan and I have started meeting each night to discuss how much we’ve spent each day and what we have to show for it. If I know I’m going to have to say out loud, “I bought myself another brown purse because this one has more pockets and ooo look how much more current the style is than the other 10 brown purses collecting dust in my closet. IT HAS GOLD RIVETS!” I’m 67% more likely to leave the purse on the rack. I may be sad for 30 seconds but by the time I get back to my car, I feel mighty powerful for just walking away.
4. To quote Mir, “Friends don’t let friends pay full retail.” Subscribe to wantnot.net for great deals on things you were planning to buy anyway.
5. Have you ever heard of the library? – Don’t buy every book you ever thought of reading. Fully half the books I buy end up going back to the used bookstore as soon as I’ve finished. I waste buckets of money doing this every year.
Now share your tips, I beseech you.
reasons: rolling half-chewed apples, playdates, future Oscar wins, pigs feet